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Overview
We are pleased to present our perspectives on why Pakistan’s Agriculture FinTech is one of the biggest economic blind spots in the world and represents a unique investment opportunity.
The Pakistan Opportunity is Massive
Pakistan is the 5th largest country in the world with over 220mn people; Pakistan houses 2.8% of the world’s population, and 8% of the world’s unbanked adults; Over 50% of Pakistan’s population is unbanked.
Agriculture Focused Country where Principal Stakeholder, the Farmer, is Largely Unbanked
We are one of the largest producers of crops globally with 63% of the population living in rural areas at the mercy of informal or predatory lending channels despite having mobile access; Problems compounded by global warming.
We Have First-Mover's Advantage in a Massive Captive Market
Access to 300k farmers and 500k merchants provides unique opportunity to reach unbanked Agri population.
Regulatory Approvals Support Unhinged Growth
The State Bank of Pakistan has granted Pilot Approval to launch an EMI after a long and scrutinizing process which provides a deep barrier to entry.