Student Insurance Terms & Conditions

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line-height:106%; mso-pagination:widow-orphan; font-size:10.0pt; font-family:"Calibri",sans-serif;} </style> <![endif]--><!--[if gte mso 9]><xml> <o:shapedefaults v:ext="edit" spidmax="1026"/> </xml><![endif]--><!--[if gte mso 9]><xml> <o:shapelayout v:ext="edit"> <o:idmap v:ext="edit" data="1"/> </o:shapelayout></xml><![endif]--> </head> <body lang=EN-US style='tab-interval:.5in;word-wrap:break-word'> <div class=WordSection1> <p class=MsoNormal align=center style='margin-bottom:0in;text-align:center; line-height:normal'><a name="_Hlk60905068"><b><span style='font-size:24.0pt; font-family:Poppins;color:#018175'>Akhtar </span></b></a><span class=SpellE><span style='mso-bookmark:_Hlk60905068'><b><span style='font-size:24.0pt;font-family: Poppins;color:#018175'>Fuiou</span></b></span></span><span style='mso-bookmark: _Hlk60905068'><b><span style='font-size:24.0pt;font-family:Poppins;color:#018175'> Technologies</span></b></span></p> <p class=MsoNormal align=center style='text-align:center'><b><span style='font-size:20.0pt;line-height:106%;font-family:Poppins;color:#018175'>TPL Insurance Terms and Conditions</span></b></p> <p class=MsoNormal>&nbsp;</p> <p class=MsoNormal style='text-align:justify;line-height:115%'><b><span style='font-size:16.0pt;line-height:115%;font-family:Poppins;color:black'>&nbsp;</span></b></p> <p class=MsoNormal style='text-align:justify;line-height:115%'><span style='font-size:16.0pt;line-height:115%;font-family:Poppins'>THESE ARE THE TERMS AND CONDITIONS FOR DIGITT+ TPL <span class=GramE>INSURANCE(</span>the  <b>Terms &amp; Conditions</b> ). </span><span lang=UZ-CYR style='font-size:16.0pt; line-height:115%;font-family:Poppins;mso-ansi-language:UZ-CYR'>BY USING THE </span><span style='font-size:16.0pt;line-height:115%;font-family:Poppins'>DIGITT+ TPL INSURANCE( <b>INSURANCE SERVICE</b> )</span><span lang=UZ-CYR style='font-size: 16.0pt;line-height:115%;font-family:Poppins;mso-ansi-language:UZ-CYR'>, </span><span style='font-size:16.0pt;line-height:115%;font-family:Poppins'>THE CUSTOMER ( <b>You </b>)</span><span lang=UZ-CYR style='font-size:16.0pt;line-height:115%;font-family:Poppins; mso-ansi-language:UZ-CYR'> AGREE T</span><span style='font-size:16.0pt; line-height:115%;font-family:Poppins'>O BE LEGALLY BOUND BY THESE TERMS &amp; CONDITIONS</span><span lang=UZ-CYR style='font-size:16.0pt;line-height:115%; font-family:Poppins;mso-ansi-language:UZ-CYR'>.</span><o:p></o:p></p> <p class=MsoNormal align=center style='margin-top:12.0pt;text-align:center; page-break-after:avoid'><b><u><span style='font-size:16.0pt;line-height:106%; font-family:Poppins'>STUDENT INSURANCE<o:p></o:p></span></u></b></p> <p class=MsoNormal style='text-align:justify'><span style='font-size:10.0pt; line-height:106%'>&nbsp;&nbsp;&nbsp; </span></p> <p class=MsoListParagraph style='margin-bottom:0in;text-indent:-.25in; line-height:normal;mso-list:l1 level1 lfo3'><![if !supportLists]><b><span style='font-size:16.0pt;font-family:Poppins;mso-fareast-font-family:Poppins'><span style='mso-list:Ignore'>1.<span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp; </span></span></span></b><![endif]><b><span style='font-size:16.0pt;font-family: Poppins'>General Exclusions<o:p></o:p></span></b></p> <p class=MsoListParagraph style='margin-bottom:0in;line-height:normal'><b><span style='font-size:16.0pt;font-family:Poppins'><o:p>&nbsp;</o:p></span></b></p> <p class=MsoListParagraph style='margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:1.0in;text-indent:-.25in;line-height:normal;mso-list:l4 level1 lfo5'><![if !supportLists]><span style='font-size:16.0pt;font-family:Symbol;mso-fareast-font-family:Symbol; mso-bidi-font-family:Symbol'><span style='mso-list:Ignore'>�<span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><![endif]><span style='font-size:16.0pt;font-family:Poppins'>The risk of Terrorism is excluded.<o:p></o:p></span></p> <p class=MsoListParagraph style='margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:1.0in;text-indent:-.25in;line-height:normal;mso-list:l4 level1 lfo5'><![if !supportLists]><span style='font-size:16.0pt;font-family:Symbol;mso-fareast-font-family:Symbol; mso-bidi-font-family:Symbol'><span style='mso-list:Ignore'>�<span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><![endif]><span style='font-size:16.0pt;font-family:Poppins'>Members <span class=GramE>whom</span> <span class=GramE>profession</span> are related to armed forces, police, rangers and security guards,<o:p></o:p></span></p> <p class=MsoListParagraph style='margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:1.0in;text-indent:-.25in;line-height:normal;mso-list:l4 level1 lfo5'><![if !supportLists]><span style='font-size:16.0pt;font-family:Symbol;mso-fareast-font-family:Symbol; mso-bidi-font-family:Symbol'><span style='mso-list:Ignore'>�<span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><![endif]><span class=GramE><span style='font-size:16.0pt;font-family:Poppins'>only on</span></span><span style='font-size:16.0pt;font-family:Poppins'> duty shall be excluded from the coverage.<o:p></o:p></span></p> <p class=MsoListParagraph style='margin-bottom:0in;line-height:normal'><span style='font-size:16.0pt;font-family:Poppins'><o:p>&nbsp;</o:p></span></p> <p class=MsoListParagraph style='margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:1.0in;text-indent:-.25in;line-height:normal;mso-list:l4 level1 lfo5'><![if !supportLists]><span style='font-size:16.0pt;font-family:Symbol;mso-fareast-font-family:Symbol; mso-bidi-font-family:Symbol'><span style='mso-list:Ignore'>�<span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><![endif]><span style='font-size:16.0pt;font-family:Poppins'>Any pre-existing physical defect or infirmity.<o:p></o:p></span></p> <p class=MsoListParagraph style='margin-bottom:0in;line-height:normal'><span style='font-size:16.0pt;font-family:Poppins'><o:p>&nbsp;</o:p></span></p> <p class=MsoListParagraph style='margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:1.0in;text-indent:-.25in;line-height:normal;mso-list:l4 level1 lfo5'><![if !supportLists]><span style='font-size:16.0pt;font-family:Symbol;mso-fareast-font-family:Symbol; mso-bidi-font-family:Symbol'><span style='mso-list:Ignore'>�<span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><![endif]><span style='font-size:16.0pt;font-family:Poppins'>Mental illness, the effects of alcohol or drugs, suicide or attempted suicide or deliberate exposure to unnecessary danger.<o:p></o:p></span></p> <p class=MsoListParagraph style='margin-bottom:0in;line-height:normal'><span style='font-size:16.0pt;font-family:Poppins'><o:p>&nbsp;</o:p></span></p> <p class=MsoListParagraph style='margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:1.0in;text-indent:-.25in;line-height:normal;mso-list:l4 level1 lfo5'><![if !supportLists]><span style='font-size:16.0pt;font-family:Symbol;mso-fareast-font-family:Symbol; mso-bidi-font-family:Symbol'><span style='mso-list:Ignore'>�<span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><![endif]><span style='font-size:16.0pt;font-family:Poppins'>Cover does not apply to circumstances arising out of or in any way connected with or caused by: <span style='mso-spacerun:yes'>�</span><o:p></o:p></span></p> <p class=MsoListParagraph style='margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:74.3pt;text-indent:-.25in;line-height:normal;mso-list:l2 level1 lfo6'><![if !supportLists]><span style='font-size:16.0pt;font-family:"Courier New";mso-fareast-font-family:"Courier New"'><span style='mso-list:Ignore'>o<span style='font:7.0pt "Times New Roman"'>&nbsp; </span></span></span><![endif]><span style='font-size:16.0pt;font-family:Poppins'>Ballooning, bungee jumping, scuba diving, aviation other than travelling as a fare-paying passenger on a scheduled flight, gliding, paragliding, hang-gliding, micro lighting, motor rallying, parachuting, parascending, professional sports, racing of any kind, climbing, hunting on horseback, jet skiing, or any other sports of pastime involving exceptional risk of accident.<o:p></o:p></span></p> <p class=MsoNormal style='margin-top:0in;margin-right:0in;margin-bottom:0in; margin-left:56.3pt;line-height:normal'><span style='font-family:Poppins'><o:p>&nbsp;</o:p></span></p> <p class=MsoNormal style='margin-top:0in;margin-right:0in;margin-bottom:0in; margin-left:56.3pt;line-height:normal'><span style='font-family:Poppins'><o:p>&nbsp;</o:p></span></p> <p class=MsoListParagraph style='margin-bottom:0in;text-indent:-.25in; line-height:normal;mso-list:l1 level1 lfo3'><![if !supportLists]><b><span style='font-size:16.0pt;font-family:Poppins;mso-fareast-font-family:Poppins'><span style='mso-list:Ignore'>2.<span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp; </span></span></span></b><![endif]><b><span style='font-size:16.0pt;font-family: Poppins'>Terms and Conditions<o:p></o:p></span></b></p> <p class=MsoNormal style='margin-bottom:0in;line-height:normal'><span style='font-family:Poppins'><o:p>&nbsp;</o:p></span></p> <p class=MsoListParagraph style='margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:.25in;text-indent:-.25in;line-height:normal'><span style='font-family:Poppins'><o:p>&nbsp;</o:p></span></p> <p class=MsoListParagraph style='text-indent:-.25in;line-height:115%; mso-list:l3 level1 lfo2'><![if !supportLists]><span style='font-size:16.0pt; line-height:115%;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family: Symbol'><span style='mso-list:Ignore'>�<span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><![endif]><span style='font-size:16.0pt;line-height:115%; font-family:Poppins'>Maximum Eligibility Age: 65 years<o:p></o:p></span></p> <p class=MsoListParagraph style='text-indent:-.25in;line-height:115%; mso-list:l3 level1 lfo2'><![if !supportLists]><span style='font-size:16.0pt; line-height:115%;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family: Symbol'><span style='mso-list:Ignore'>�<span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><![endif]><span style='font-size:16.0pt;line-height:115%; font-family:Poppins'>Unless otherwise declared and agreed by the Underwriters no benefit will be payable for any condition for which the Insured Person has sought advice, diagnosis, treatment or counseling or of which the Insured Person was or should reasonably have been aware at inception of this Insurance or for which the Insured Person has been treated at any time prior to inception.<o:p></o:p></span></p> <p class=MsoNormal style='line-height:115%'><span style='font-size:16.0pt; line-height:115%;font-family:Poppins'><o:p>&nbsp;</o:p></span></p> <p class=MsoListParagraph style='text-indent:-.25in;line-height:115%; mso-list:l3 level1 lfo2'><![if !supportLists]><span style='font-size:16.0pt; line-height:115%;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family: Symbol'><span style='mso-list:Ignore'>�<span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><![endif]><span style='font-size:16.0pt;line-height:115%; font-family:Poppins'>Notice must be given to the Underwriters as soon as reasonably practicable of any Accident which causes or may cause a claim within the meaning of this Insurance.<o:p></o:p></span></p> <p class=MsoNormal style='line-height:115%'><span style='font-size:16.0pt; line-height:115%;font-family:Poppins'><o:p>&nbsp;</o:p></span></p> <p class=MsoListParagraph style='text-indent:-.25in;line-height:115%; mso-list:l3 level1 lfo2'><![if !supportLists]><span style='font-size:16.0pt; line-height:115%;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family: Symbol'><span style='mso-list:Ignore'>�<span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><![endif]><span style='font-size:16.0pt;line-height:115%; font-family:Poppins'>All medical records, notes and correspondence referring to the subject of a claim or a related pre- existing condition shall be made available on request to any medical adviser appointed by or on behalf of the Underwriters and such medical adviser or advisers shall, for the purpose of reviewing the claim, be allowed so often as may be deemed necessary to make an examination of the Insured Person.<o:p></o:p></span></p> <p class=MsoNormal style='line-height:115%'><span style='font-size:16.0pt; line-height:115%;font-family:Poppins'><o:p>&nbsp;</o:p></span></p> <p class=MsoListParagraph style='text-indent:-.25in;line-height:115%; mso-list:l3 level1 lfo2'><![if !supportLists]><span style='font-size:16.0pt; line-height:115%;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family: Symbol'><span style='mso-list:Ignore'>�<span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><![endif]><span style='font-size:16.0pt;line-height:115%; font-family:Poppins'>Any fraud, concealment, or deliberate mis-statement by an Insured Person, if unknown to the Assured, either in the proposal on which this Insurance is based or in relation to any other matter affecting this Insurance or in connection with the making of any claim hereunder shall render this Insurance null and void in so far as it relates to the Insured Person in question but any such fraud, concealment, or deliberate mis-statement by or known to the Assured shall render the whole Insurance null and void and all claims hereunder shall be forfeited.<o:p></o:p></span></p> </div> </body> </html>